Invest for good while earning real returns
Zora will connect you with municipal bonds that support local change and sustainable projects in your community. We’re building an app to help people like you earn competitive returns (4.0–8.0%) while investing in projects you care about.
SF’s Portsmouth Square gets a $66 million upgrade
Funded by the 2020 Health and Recovery Bond
What are municipal bonds?
Also known as ‘munis’, are essentially loans that you make to local, state, and sometimes federal government agencies to fund projects. Municipal bonds can be a smart investment for those seeking tax-advantaged, predictable income with a lower risk profile.
Why impact investing
We want individuals to invest their money in projects and initiatives that create a positive social or environmental impact. To prove that there’s demand for social impact investing, we’ve set up a campaign with a goal of $10,000 in pre-sale deposits.
If you’re interested in contributing to our campaign, you can get involved by clicking here.
Discover categories we care about:
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Affordable Housing
We focus on projects that support the development and preservation of affordable housing options.
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Climate Action
Renewable energy, clean infrastructure, and projects that work to combat climate change.
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Water Security
We promote projects that support clean and sustainable water resources for your community.
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Ending Homelessness
Initiatives that provide housing, support services, and solutions to break the cycle of homelessness.
Why we’re doing this
Bonds Make A Difference
These aren't Wall Street mysteries – they're tangible investments in projects that directly impact your community. We focus on affordable housing initiatives, clean energy solutions, and infrastructure projects.
Tax Advantages
Federal Tax Exemption (US Investors). Interest earned on muni bonds is typically exempt from federal income taxes, which can significantly boost your overall return, especially if you're in a high tax bracket.
Financial Transparency
Our user-friendly platform provides all the information you need to make informed decisions about your investments. Feel confident and empowered about where your money goes, and withdraw funds at any time.
Predictable Returns
Stable Income. Muni bonds typically offer fixed interest rates, providing predictable income streams throughout the life of the bond (between 4%–8%).
Community and Connection
By connecting people who share our passion for positive change, we believe we can create a movement of changemakers. Together, we can invest in a brighter future, one local project and predictable return at a time.
Security and Stability
Lower Default Rates. Municipal bonds generally have lower historical default rates compared to corporate bonds. This means there's a lower chance of losing your investment entirely.
How to get involved
Join others in contributing to our campaign
To prove that there’s real demand for social impact investing, we’ve set up this campaign with a goal of $10,000. Your deposit is 100% refundable and when the app launches you'll have your money waiting in your new account.
Scan the QR code to donate.
Support us by sharing with others
If you can think of two other people who care about social impact investing we would love for you to share this link with them.
By making a deposit, you're helping us to raise millions of dollars in venture funding, by proving there are real people like you who really care about where they invest their money.
We would love your ideas too
Our First Wave users will be invited to:
Monthly calls with our founding team
Product design sessions with our designers
Give input into the causes and locations we support
Participate in our discord community with other people who care about ethical investing and making the world a better place!